A recent report was just released by the National Insurance Crime Burea that proved that Florida auto insurance claims fraud grew more than 30 percent since 2008. That is a very large increase of insurance fraud and will have to be addressed very quickly to keep rates under control.

The statistics will show over 8,000 suspicious claims last year in 2010, which is up from just over 7,000 in 2009 and close to 6,000 in 2008.

Nearly 90 percent of the fraudulent claims were based personal auto insurance and insurers’ top reasons included faked or exaggerated injuries, fake accidents and overly excessive treatments. The rest, in order from most to least, were for items like commercial auto insurance, homeowners insurance, commercial general liability insurance and Florida workers compensation.

A current Bill is being offerd to help decrease Florida auto insurance fraud and staged accidents, HB 967 and SB 1411, and is coming to the end of the legislative process. A very important property insurance package, SB 408, that aims in part to target fraudulent and inflated homeowners claims, including those for all of the damage that is caused by sinkholes, has moved through three committees. What do Floridians think about this new legistlation?

Most Florida drivers out there don’t realize that if you own a car and it is registered in the state of Florida then you are required to have Florida auto insurance. The coverage required is PIP and PD, but there are consequences for not having Bodily Injury coverageand/or comprehensive and collision. Some assume that “full coverage” is very expensive, but that isn’t necessarily the case. Florida auto insurance companies give multiple discounts for excellent credit, safe driver, age, proof of prior insurance, being a homeowner, paperless billing, and many, many more. Going through an agency is the best way to explore your options as we will do the shopping for you and if your rates go up at renewal we can shop them again. We offer a variety of companies to fit any drivers needs. Most people think that they are benefiting by staying with the same company long term, however in most cases you are not able to take advantage of the rate decreases that your company and other companies have had. Call Laurin Agnew for a free Florida auto quote today!!

Have you ever wondered if you need to buy rental car insurance? In some cases the liability coverage from your personal auto insurance will transfer to the rental car. If you have comprehensive and collision coverage on your vehicle it will in most cases transfer to the rental car as well. So don’t be fooled by the rental car companies out there trying to hard sell you on the insurance if you already have the appropriate coverage.

Jacksonville, Florida (32250) Learning how laws work when you have a stripped down car insurance policy is very important to most conusmers. Understand No-fault PIP benefits are designed to pay the medical benefits of those injured in a car, regardless of who was at fault for the accident. This means that if you are driving your car, and someone else causes your accident, Florida car insurance law dictates that your own policy always pays for your medical bills. In Florida, this also includes pedestrians that are struck by a covered vehicle. This legislation is designed to eliminate delays caused by liability disputes common in car accidents. Without no-fault laws, a person’s medical care may be placed in jeopardy while the insurance companies fight over which driver was liable for the accident, which could take a significant amount of time. Learn more about auto insurance rules today!

Ponte Vedra Beach, Florida — 32082

A new division of Moran Insurance & Financial Solutions, www.MoranFinancialSolutions, has launched a new property and casualty divison that offers top rated Florida car insurance and Florida home insurance quotes online. You will find that our online quoting systems are second to none. Whether you are looking for a quick auto quote or a homeowners insurance quotation for rental properties, single family homes, or a Florida condo, we are here to get you the best coverage at an affordable rate. Please contact Laurin Agnew, 1-800-554-9142 to get your quotes today. Feel free to search on either of Moran P & C’s easy to use Internet Portals today.

GET FREE FLORIDA CAR INSURANCE QUOTES TODAY!

1. www.edgeautoinsurance.com

BEST FLORIDA HOME INSURANCE!

1. www.premierhomeownersinsurance.com

Learn more about Moran Insurance & Financial Solutions via the Jacksonville Business Journal today.

http://jacksonville.bizjournals.com/jacksonville/stories/2009/08/17/focus2.html

If you have been searching for Florida car insurance and not finding anything, don’t give up just yet. Remember, you need coverage and if you give up you have no chance of getting it. Even if you do not see it right now, there are many good Florida car insurance policies available. Are you going to find one that suits your needs?

To find the right policy you need to get smart about how you search. For instance, if you are not using a broker now may be the time to hire one. A good Florida car insurance broker is only one phone call away. From there you will have a professional working for you. Simply put, you need to change your way of doing things if your current method is not working. And for many, this means hiring a Florida health insurance broker.

There are hundreds of policies available for purchase. Which one are you going to choose? Until you compare a few you will have a hard time making a decision. Be open to all Florida car insurance policies so you can see what is out there and what you need.

All in all, good Florida health insurance is available. Are you going to do whatever it takes to find it? If so, you will have a quality policy in your name in no time at all.