Miami, Florida – Consumers should understand the basic Florida auto insurance guidelines to insuring a vehicle here at our auto insurance blog. The basic components of an auto policy could help you save a great deal of money the next time you file a claim. Please contact Edge Auto Insurance if you have detailed questions about your policy, 1-800-554-9142. It doesn’t matter who your insurance carrier is, your auto policy will include some of the following components.

FLORIDA AUTO INSURANCE POLICY Quotes

1. The bodily injury liability or (personal property liability): The two parts listed offer the insured protection against a future injury to another individual and property in the event of a Florida car insurance accident. There are state minimums that must be covered, while nearly every state makes you purchase a little liability coverage. Most auto insurance experts recommend that you carry at least $100,000 for any person in a single accident, $300,000 for all hurt passengers, and $50,000 for property damage. For detailed information regarding policy requirements in your state, please visit www.naic.org

2. The personal injury protection: This part of a car insurance policy pays for all medical expenses and lost income for you and any passengers hurt in the accident. If you already have a full major medical group health insurance policy and a quality disability policy, then you probably want to just buy the lowest PIP (Personal Injury Protection), required by the state of Florida.

3. Comprehensive Collision: This part of your policy offers coverage for any damage or loss to your car for any type of car accident and it doesn’t matter whether you hit another car or back into your garage. This type of coverage will cover you for all of the above. If your automobile is very old, you may want to drop this coverage, and save a bunch of money on your premium dollars.

4. Uninsured motorist: This protection in your auto policy covers you from a motor vehicle drive that is the fault of a car accident, but doesn’t carry coverage for their car or doesn’t have enough coverage to pay for your accident. This type of coverage also helps out a great deal in the event of a hit-and-run.

FLORIDA AUTO INSURANCE QUOTES AT EDGE

If you need more information regarding the coverage’s you should have on your policy in Florida please give us a call today at 1-800-554-9142. Edge Auto Insurance is your trusted source for Florida car insurance. You can get quotes, compare plans, and apply online. For daily news and information please visit our auto insurance blog today!

Resource: http://www.transworldnews.com/NewsStory.aspx?id=671154