Florida Auto Insurance - What Is Occasional Driver?

The definition of an occasional driver is subtle, can vary from state to state, and can depend on the insurance company. However, in the insurance industry, an occasional driver can be defined as a person who is not a principal or primary driver of a vehicle in which primary driver means who drives the car on a regular basis.

Some of the insurance companies heuristically define occasional driver as a person who drives a vehicle not more than one day in a week. As mentioned earlier, the real notion of an occasional driver differs from state to state and hence it is essential for you to check with your state’s specifications and requirements.



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